The salient features of this coverage are:
- 24 hour, worldwide coverage.
- Main Benefits provided are: Accidental Death, Permanent Total Disablement, Permanent Partial Disablement, and Medical Expenses.
- 100% of the Sum Insured is paid in case of Death and Permanent Total Disablement.
- In case of Permanent Partial Disablement a certain percentage of the Sum Insured is paid depending on which part of the human body is permanently injured.
- If the insured person sustains an injury which confines him/her to bed and as a consequence is unable to resume his/her duties for a specified period, then the weekly benefit is indemnified according to the Insured's monthly salary.