Personal Accident

The salient features of this coverage are:

• 24 hour, worldwide coverage.
• Main Benefits provided are: Accidental Death, Permanent Total Disablement, Permanent Partial Disablement, Temporary Total Disablement, and Medical Expenses.
• 100% of the Sum Insured is paid in case of Death and Permanent Total Disablement.
• In case of Permanent Partial Disablement a certain percentage of the Sum Insured is paid depending on which part of the human body is permanently injured and is beyond the hope of improvement.

Optional

• If the insured person sustains an injury which confines him/her to bed and as a consequence is unable to resume his/her duties for a specified period, then the weekly benefit is indemnified according to the Insured's monthly salary.