VITACRISIS - Critical Illness Policy

VITACRISIS is most commonly known as Dread Disease or Critical Illness insurance.

The Dread Disease cover is an additional optional benefit, offered alongside a life assurance policy, which gives the policyholder some financial protection from the most common and serious forms of illness. It pays a lump sum in the event of survival after diagnosis of one of the following conditions :-

(a) Coronary Heart Disease
(b) Stroke
(c) Cancer
(d) Kidney Failure
(e) Organ Transplant
(f) Blindness
(g) Paraplegia
(h) Coma

Benefits :

1. The full sum assured up to a limit of 1 Million Rupees is paid upon diagnosis of any of the above disease.

2. The policy holder, being a patient, has at his disposal a sum of money which he/she can use for his/her immediate medical treatment, be it for a surgical operation of for medical care.

3. The lump sum so obtained will replace loss of earnings for being unemployed and thus relieves the financial strain and stress of things like repayment of mortgages and other detbs or meeting the cost and expenses of the hme and family.